Call reports 2022
BANKFLORIDA — 2022
What BANKFLORIDA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 298,827,000 | 289,639,000 | 322,215,000 | 322,108,000 |
| Total loans | 201,946,000 | 223,414,000 | 236,167,000 | 233,000,000 |
| Allowance for loan losses | 1,946,000 | 2,199,000 | 2,499,000 | 2,799,000 |
| Securities available for sale | 15,573,000 | 23,296,000 | 30,006,000 | 29,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,864,000 | 253,954,000 | 285,444,000 | 284,924,000 |
| Interest-bearing deposits | 173,315,000 | 166,447,000 | 203,131,000 | 201,856,000 |
| Noninterest-bearing deposits | 96,549,000 | 87,507,000 | 82,313,000 | 83,068,000 |
| Equity capital | 28,596,000 | 35,323,000 | 35,448,000 | 36,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,302,000 | 5,042,000 | 8,629,000 | 12,507,000 |
| Interest expense | 197,000 | 407,000 | 699,000 | 1,206,000 |
| Net interest income | 2,105,000 | 4,635,000 | 7,930,000 | 11,301,000 |
| Noninterest income | 86,000 | 161,000 | 339,000 | 304,000 |
| Noninterest expense | 1,574,000 | 3,140,000 | 4,997,000 | 6,764,000 |
| Provision for loan losses | 150,000 | 400,000 | 700,000 | 1,000,000 |
| Pretax income | 467,000 | 1,256,000 | 2,572,000 | 3,841,000 |
| Income tax | 115,000 | 320,000 | 630,000 | 982,000 |
| Net income | 352,000 | 936,000 | 1,942,000 | 2,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,013,000 | 36,919,000 | 37,523,000 | 38,504,000 |
| Total capital | 30,959,000 | 39,118,000 | 40,022,000 | 41,303,000 |
| Risk-weighted assets | 216,958,000 | 247,397,000 | 250,468,000 | 270,469,000 |