Call reports 2021
BANKFLORIDA — 2021
What BANKFLORIDA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 203,364,000 | 217,249,000 | 233,994,000 | 271,634,000 |
| Total loans | 132,808,000 | 148,349,000 | 156,861,000 | 173,313,000 |
| Allowance for loan losses | 1,352,000 | 1,478,000 | 1,634,000 | 1,790,000 |
| Securities available for sale | 11,923,000 | 13,759,000 | 13,459,000 | 15,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,700,000 | 191,977,000 | 205,345,000 | 242,393,000 |
| Interest-bearing deposits | 120,610,000 | 138,437,000 | 145,998,000 | 159,781,000 |
| Noninterest-bearing deposits | 59,090,000 | 53,540,000 | 59,347,000 | 82,612,000 |
| Equity capital | 23,400,000 | 24,936,000 | 28,323,000 | 28,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,476,000 | 3,218,000 | 5,151,000 | 7,344,000 |
| Interest expense | 254,000 | 479,000 | 699,000 | 890,000 |
| Net interest income | 1,222,000 | 2,739,000 | 4,452,000 | 6,454,000 |
| Noninterest income | 37,000 | 118,000 | 177,000 | 270,000 |
| Noninterest expense | 1,298,000 | 2,538,000 | 3,891,000 | 5,299,000 |
| Provision for loan losses | 150,000 | 270,000 | 420,000 | 570,000 |
| Pretax income | -189,000 | 49,000 | 318,000 | 855,000 |
| Income tax | -52,000 | 6,000 | 70,000 | 200,000 |
| Net income | -137,000 | 43,000 | 248,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,568,000 | 24,101,000 | 27,566,000 | 28,489,000 |
| Total capital | 23,920,000 | 25,579,000 | 29,200,000 | 30,279,000 |
| Risk-weighted assets | 144,841,000 | 170,670,000 | 170,823,000 | 217,537,000 |