Call reports 2020
BANKFLORIDA — 2020
What BANKFLORIDA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 106,920,000 | 120,877,000 | 143,921,000 | 173,521,000 |
| Total loans | 67,200,000 | 75,056,000 | 83,867,000 | 108,313,000 |
| Allowance for loan losses | 607,000 | 938,000 | 1,017,000 | 1,196,000 |
| Securities available for sale | 11,515,000 | 10,668,000 | 3,572,000 | 6,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,074,000 | 103,677,000 | 122,239,000 | 149,400,000 |
| Interest-bearing deposits | 79,829,000 | 85,290,000 | 101,003,000 | 121,044,000 |
| Noninterest-bearing deposits | 15,245,000 | 18,387,000 | 21,236,000 | 28,356,000 |
| Equity capital | 10,418,000 | 16,055,000 | 20,606,000 | 23,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,813,000 | 2,811,000 | 4,029,000 |
| Interest expense | 323,000 | 590,000 | 867,000 | 1,150,000 |
| Net interest income | 570,000 | 1,223,000 | 1,944,000 | 2,879,000 |
| Noninterest income | 49,000 | 74,000 | 100,000 | 152,000 |
| Noninterest expense | 721,000 | 1,885,000 | 3,041,000 | 4,277,000 |
| Provision for loan losses | 0 | 325,000 | 400,000 | 575,000 |
| Pretax income | -102,000 | -913,000 | -1,651,000 | -2,075,000 |
| Income tax | -32,000 | -250,000 | -403,000 | -515,000 |
| Net income | -70,000 | -663,000 | -1,248,000 | -1,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,147,000 | 16,014,000 | 20,089,000 | 22,277,000 |
| Total capital | 10,754,000 | 16,872,000 | 21,106,000 | 23,473,000 |
| Risk-weighted assets | 68,375,000 | 68,612,000 | 84,055,000 | 118,432,000 |