Call reports 2019
BANKFLORIDA — 2019
What BANKFLORIDA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 85,518,000 | 95,079,000 | 90,873,000 | 90,233,000 |
| Total loans | 63,703,000 | 71,929,000 | 69,382,000 | 70,398,000 |
| Allowance for loan losses | 566,000 | 588,000 | 585,000 | 593,000 |
| Securities available for sale | 10,765,000 | 10,475,000 | 9,585,000 | 10,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,392,000 | 67,604,000 | 74,810,000 | 80,166,000 |
| Interest-bearing deposits | 58,281,000 | 57,279,000 | 66,790,000 | 69,863,000 |
| Noninterest-bearing deposits | 9,111,000 | 10,325,000 | 8,020,000 | 10,303,000 |
| Equity capital | 8,784,000 | 8,557,000 | 8,428,000 | 8,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 954,000 | 1,905,000 | 2,978,000 | 3,952,000 |
| Interest expense | 286,000 | 603,000 | 972,000 | 1,303,000 |
| Net interest income | 668,000 | 1,302,000 | 2,006,000 | 2,649,000 |
| Noninterest income | 40,000 | 63,000 | 96,000 | 128,000 |
| Noninterest expense | 1,150,000 | 2,276,000 | 3,068,000 | 4,629,000 |
| Provision for loan losses | -190,000 | -190,000 | -192,000 | -192,000 |
| Pretax income | -252,000 | -721,000 | -774,000 | -1,660,000 |
| Income tax | -71,000 | -200,000 | -219,000 | -466,000 |
| Net income | -181,000 | -521,000 | -555,000 | -1,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,446,000 | 8,075,000 | 8,015,000 | 7,567,000 |
| Total capital | 9,012,000 | 8,663,000 | 8,600,000 | 8,160,000 |
| Risk-weighted assets | 60,576,000 | 70,371,000 | 68,173,000 | 68,131,000 |