Call reports 2018
BANKFLORIDA — 2018
What BANKFLORIDA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 95,117,000 | 96,515,000 | 92,627,000 | 87,575,000 |
| Total loans | 68,235,000 | 71,111,000 | 69,428,000 | 66,695,000 |
| Allowance for loan losses | 683,000 | 854,000 | 797,000 | 835,000 |
| Securities available for sale | 14,031,000 | 13,591,000 | 12,732,000 | 11,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,915,000 | 81,537,000 | 79,826,000 | 72,057,000 |
| Interest-bearing deposits | 65,844,000 | 70,860,000 | 71,438,000 | 63,742,000 |
| Noninterest-bearing deposits | 11,071,000 | 10,677,000 | 8,388,000 | 8,315,000 |
| Equity capital | 9,287,000 | 9,346,000 | 9,321,000 | 8,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 929,000 | 1,918,000 | 2,933,000 | 3,859,000 |
| Interest expense | 218,000 | 468,000 | 747,000 | 1,035,000 |
| Net interest income | 711,000 | 1,450,000 | 2,186,000 | 2,824,000 |
| Noninterest income | 111,000 | 239,000 | 209,000 | 240,000 |
| Noninterest expense | 760,000 | 1,592,000 | 2,381,000 | 3,471,000 |
| Provision for loan losses | 19,000 | 19,000 | 19,000 | -211,000 |
| Pretax income | 26,000 | 61,000 | -22,000 | -213,000 |
| Income tax | 5,000 | 11,000 | -8,000 | -131,000 |
| Net income | 21,000 | 50,000 | -14,000 | -82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,949,000 | 8,979,000 | 8,914,000 | 8,816,000 |
| Total capital | 9,632,000 | 9,808,000 | 9,711,000 | 9,592,000 |
| Risk-weighted assets | 65,166,000 | 66,333,000 | 65,626,000 | 62,025,000 |