Call reports 2017
BANKFLORIDA — 2017
What BANKFLORIDA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 88,584,000 | 88,859,000 | 88,554,000 | 87,845,000 |
| Total loans | 69,818,000 | 68,405,000 | 65,735,000 | 65,635,000 |
| Allowance for loan losses | 652,000 | 696,000 | 696,000 | 664,000 |
| Securities available for sale | 1,901,000 | 1,881,000 | 1,856,000 | 1,833,000 |
| Securities held to maturity | 6,811,000 | 8,634,000 | 10,405,000 | 13,839,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,210,000 | 75,049,000 | 75,028,000 | 72,858,000 |
| Interest-bearing deposits | 63,965,000 | 62,484,000 | 65,500,000 | 62,222,000 |
| Noninterest-bearing deposits | 11,245,000 | 12,565,000 | 9,528,000 | 10,636,000 |
| Equity capital | 8,202,000 | 9,094,000 | 9,143,000 | 8,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 881,000 | 1,747,000 | 2,691,000 | 3,654,000 |
| Interest expense | 185,000 | 382,000 | 586,000 | 788,000 |
| Net interest income | 696,000 | 1,365,000 | 2,105,000 | 2,866,000 |
| Noninterest income | 84,000 | 163,000 | 222,000 | 288,000 |
| Noninterest expense | 580,000 | 1,283,000 | 2,015,000 | 3,094,000 |
| Provision for loan losses | 0 | 42,000 | 42,000 | 10,000 |
| Pretax income | 200,000 | 203,000 | 270,000 | 7,000 |
| Income tax | -286,000 | -287,000 | -265,000 | -235,000 |
| Net income | 486,000 | 490,000 | 535,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,228,000 | 8,881,000 | 8,930,000 | 8,929,000 |
| Total capital | 8,880,000 | 9,577,000 | 9,626,000 | 9,593,000 |
| Risk-weighted assets | 54,723,000 | 57,366,000 | 58,711,000 | 62,610,000 |