Call reports 2016
BANKFLORIDA — 2016
What BANKFLORIDA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 71,381,000 | 79,620,000 | 83,004,000 | 86,921,000 |
| Total loans | 52,957,000 | 63,215,000 | 67,838,000 | 68,244,000 |
| Allowance for loan losses | 444,000 | 530,000 | 560,000 | 665,000 |
| Securities available for sale | 2,068,000 | 2,047,000 | 2,000,000 | 1,920,000 |
| Securities held to maturity | 5,667,000 | 4,958,000 | 7,606,000 | 6,886,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,001,000 | 67,289,000 | 66,309,000 | 74,096,000 |
| Interest-bearing deposits | 47,106,000 | 51,912,000 | 54,486,000 | 62,154,000 |
| Noninterest-bearing deposits | 14,895,000 | 15,377,000 | 11,823,000 | 11,942,000 |
| Equity capital | 7,064,000 | 7,021,000 | 7,689,000 | 7,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,475,000 | 2,273,000 | 3,150,000 |
| Interest expense | 119,000 | 244,000 | 386,000 | 546,000 |
| Net interest income | 597,000 | 1,231,000 | 1,887,000 | 2,604,000 |
| Noninterest income | 70,000 | 135,000 | 185,000 | 237,000 |
| Noninterest expense | 659,000 | 1,247,000 | 1,794,000 | 2,418,000 |
| Provision for loan losses | 0 | 86,000 | 117,000 | 222,000 |
| Pretax income | 8,000 | 33,000 | 161,000 | 201,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,000 | 33,000 | 161,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,146,000 | 7,095,000 | 7,760,000 | 7,800,000 |
| Total capital | 7,590,000 | 7,625,000 | 8,320,000 | 8,465,000 |
| Risk-weighted assets | 44,803,000 | 51,032,000 | 56,435,000 | 59,416,000 |