Call reports 2015
BANKFLORIDA — 2015
What BANKFLORIDA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 66,833,000 | 72,146,000 | 72,532,000 | 68,562,000 |
| Total loans | 48,361,000 | 50,872,000 | 53,480,000 | 53,719,000 |
| Allowance for loan losses | 744,000 | 744,000 | 744,000 | 744,000 |
| Securities available for sale | 2,207,000 | 2,171,000 | 2,151,000 | 2,085,000 |
| Securities held to maturity | 5,480,000 | 5,279,000 | 5,560,000 | 5,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,287,000 | 59,492,000 | 63,313,000 | 59,378,000 |
| Interest-bearing deposits | 43,460,000 | 46,276,000 | 49,334,000 | 46,505,000 |
| Noninterest-bearing deposits | 11,827,000 | 13,216,000 | 13,979,000 | 12,873,000 |
| Equity capital | 6,271,000 | 6,849,000 | 6,920,000 | 6,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,338,000 | 2,066,000 | 2,762,000 |
| Interest expense | 122,000 | 247,000 | 376,000 | 498,000 |
| Net interest income | 531,000 | 1,091,000 | 1,690,000 | 2,264,000 |
| Noninterest income | 112,000 | 244,000 | 324,000 | 432,000 |
| Noninterest expense | 655,000 | 1,339,000 | 1,944,000 | 2,767,000 |
| Provision for loan losses | -60,000 | -60,000 | -60,000 | -60,000 |
| Pretax income | 35,000 | 43,000 | 117,000 | -24,000 |
| Income tax | -8,000 | 0 | 0 | 0 |
| Net income | 43,000 | 43,000 | 117,000 | -24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,308,000 | 6,673,000 | 6,992,000 | 6,852,000 |
| Total capital | 6,850,000 | 7,200,000 | 7,547,000 | 7,420,000 |
| Risk-weighted assets | 43,186,000 | 41,795,000 | 44,151,000 | 45,288,000 |