Call reports 2014
BANKFLORIDA — 2014
What BANKFLORIDA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 61,501,000 | 60,959,000 | 65,302,000 | 64,010,000 |
| Total loans | 43,523,000 | 45,493,000 | 47,741,000 | 49,489,000 |
| Allowance for loan losses | 870,000 | 791,000 | 795,000 | 804,000 |
| Securities available for sale | 5,129,000 | 4,378,000 | 2,735,000 | 2,721,000 |
| Securities held to maturity | 4,615,000 | 4,451,000 | 5,863,000 | 5,654,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,266,000 | 49,311,000 | 53,799,000 | 52,390,000 |
| Interest-bearing deposits | 36,935,000 | 36,566,000 | 40,725,000 | 40,434,000 |
| Noninterest-bearing deposits | 13,331,000 | 12,745,000 | 13,074,000 | 11,956,000 |
| Equity capital | 5,926,000 | 6,003,000 | 6,054,000 | 6,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 662,000 | 1,308,000 | 1,968,000 | 2,654,000 |
| Interest expense | 104,000 | 210,000 | 320,000 | 438,000 |
| Net interest income | 558,000 | 1,098,000 | 1,648,000 | 2,216,000 |
| Noninterest income | 153,000 | 267,000 | 375,000 | 524,000 |
| Noninterest expense | 603,000 | 1,225,000 | 1,851,000 | 2,574,000 |
| Provision for loan losses | 52,000 | 52,000 | 52,000 | 60,000 |
| Pretax income | 56,000 | 90,000 | 122,000 | 108,000 |
| Income tax | 0 | 0 | 0 | -4,000 |
| Net income | 56,000 | 90,000 | 122,000 | 112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,144,000 | 6,182,000 | 6,216,000 | 6,308,000 |
| Total capital | 6,685,000 | 6,723,000 | 6,767,000 | 6,854,000 |
| Risk-weighted assets | 43,538,000 | 43,011,000 | 44,641,000 | 43,429,000 |