Call reports 2013
BANKFLORIDA — 2013
What BANKFLORIDA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 58,563,000 | 60,183,000 | 60,354,000 | 61,492,000 |
| Total loans | 38,683,000 | 39,530,000 | 39,867,000 | 43,039,000 |
| Allowance for loan losses | 1,148,000 | 1,148,000 | 1,169,000 | 810,000 |
| Securities available for sale | 11,277,000 | 7,402,000 | 5,366,000 | 5,199,000 |
| Securities held to maturity | 0 | 3,124,000 | 4,807,000 | 4,693,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,064,000 | 48,963,000 | 49,163,000 | 49,071,000 |
| Interest-bearing deposits | 37,002,000 | 38,167,000 | 37,473,000 | 37,642,000 |
| Noninterest-bearing deposits | 10,062,000 | 10,796,000 | 11,690,000 | 11,429,000 |
| Equity capital | 6,110,000 | 5,816,000 | 5,789,000 | 5,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 664,000 | 1,348,000 | 1,999,000 | 2,653,000 |
| Interest expense | 103,000 | 214,000 | 325,000 | 430,000 |
| Net interest income | 561,000 | 1,134,000 | 1,674,000 | 2,223,000 |
| Noninterest income | 55,000 | 138,000 | 228,000 | 325,000 |
| Noninterest expense | 623,000 | 1,242,000 | 1,831,000 | 2,451,000 |
| Provision for loan losses | 0 | 0 | 21,000 | 0 |
| Pretax income | 50,000 | 152,000 | 172,000 | 219,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 152,000 | 172,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,907,000 | 6,012,000 | 6,035,000 | 6,085,000 |
| Total capital | 6,445,000 | 6,563,000 | 6,550,000 | 6,614,000 |
| Risk-weighted assets | 42,410,000 | 45,236,000 | 42,603,000 | 43,851,000 |