Call reports 2012
BANKFLORIDA — 2012
What BANKFLORIDA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 62,601,000 | 64,585,000 | 58,691,000 | 55,621,000 |
| Total loans | 38,675,000 | 38,347,000 | 38,837,000 | 38,399,000 |
| Allowance for loan losses | 1,220,000 | 1,220,000 | 1,220,000 | 1,148,000 |
| Securities available for sale | 13,590,000 | 15,839,000 | 13,594,000 | 11,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,202,000 | 56,024,000 | 47,000,000 | 44,031,000 |
| Interest-bearing deposits | 44,357,000 | 45,384,000 | 37,039,000 | 33,712,000 |
| Noninterest-bearing deposits | 9,845,000 | 10,640,000 | 9,961,000 | 10,319,000 |
| Equity capital | 6,028,000 | 6,191,000 | 6,229,000 | 6,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 729,000 | 1,456,000 | 2,167,000 | 2,847,000 |
| Interest expense | 142,000 | 277,000 | 395,000 | 500,000 |
| Net interest income | 587,000 | 1,179,000 | 1,772,000 | 2,347,000 |
| Noninterest income | 32,000 | 54,000 | 80,000 | 133,000 |
| Noninterest expense | 479,000 | 1,035,000 | 1,687,000 | 2,374,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 129,000 | 187,000 | 238,000 | 254,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 129,000 | 187,000 | 238,000 | 254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,726,000 | 5,784,000 | 5,837,000 | 5,856,000 |
| Total capital | 6,270,000 | 6,316,000 | 6,361,000 | 6,389,000 |
| Risk-weighted assets | 42,776,000 | 41,108,000 | 41,244,000 | 42,022,000 |