Call reports 2011
BANKFLORIDA — 2011
What BANKFLORIDA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 71,227,000 | 72,780,000 | 72,079,000 | 59,174,000 |
| Total loans | 40,917,000 | 40,892,000 | 40,400,000 | 38,599,000 |
| Allowance for loan losses | 1,077,000 | 1,091,000 | 1,133,000 | 1,139,000 |
| Securities available for sale | 15,577,000 | 18,587,000 | 16,666,000 | 14,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,799,000 | 64,012,000 | 63,930,000 | 51,023,000 |
| Interest-bearing deposits | 53,442,000 | 54,374,000 | 54,317,000 | 43,246,000 |
| Noninterest-bearing deposits | 9,357,000 | 9,638,000 | 9,613,000 | 7,777,000 |
| Equity capital | 5,817,000 | 6,138,000 | 5,544,000 | 5,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 828,000 | 1,637,000 | 2,452,000 | 3,205,000 |
| Interest expense | 211,000 | 412,000 | 607,000 | 762,000 |
| Net interest income | 617,000 | 1,225,000 | 1,845,000 | 2,443,000 |
| Noninterest income | 37,000 | 75,000 | -642,000 | -376,000 |
| Noninterest expense | 653,000 | 1,198,000 | 1,797,000 | 2,339,000 |
| Provision for loan losses | 117,000 | 237,000 | 279,000 | 285,000 |
| Pretax income | -117,000 | -155,000 | -887,000 | -568,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -117,000 | -155,000 | -887,000 | -568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,113,000 | 6,037,000 | 5,308,000 | 5,628,000 |
| Total capital | 6,730,000 | 6,644,000 | 5,889,000 | 6,179,000 |
| Risk-weighted assets | 48,898,000 | 48,102,000 | 45,918,000 | 43,528,000 |