Call reports 2010
BANKFLORIDA — 2010
What BANKFLORIDA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 50,358,000 | 55,238,000 | 66,012,000 | 65,714,000 |
| Total loans | 31,890,000 | 36,302,000 | 41,486,000 | 40,648,000 |
| Allowance for loan losses | 684,000 | 935,000 | 1,162,000 | 960,000 |
| Securities available for sale | 7,685,000 | 11,001,000 | 15,808,000 | 19,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,950,000 | 45,092,000 | 56,351,000 | 56,966,000 |
| Interest-bearing deposits | 33,844,000 | 36,319,000 | 47,694,000 | 48,810,000 |
| Noninterest-bearing deposits | 8,106,000 | 8,773,000 | 8,657,000 | 8,156,000 |
| Equity capital | 7,286,000 | 6,980,000 | 6,500,000 | 5,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 576,000 | 1,246,000 | 2,049,000 | 2,906,000 |
| Interest expense | 152,000 | 317,000 | 506,000 | 716,000 |
| Net interest income | 424,000 | 929,000 | 1,543,000 | 2,190,000 |
| Noninterest income | 17,000 | 37,000 | -348,000 | -306,000 |
| Noninterest expense | 634,000 | 1,225,000 | 1,839,000 | 2,496,000 |
| Provision for loan losses | 49,000 | 300,000 | 527,000 | 619,000 |
| Pretax income | -242,000 | -559,000 | -1,056,000 | -1,087,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -242,000 | -559,000 | -1,056,000 | -1,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,110,000 | 6,738,000 | 6,253,000 | 6,227,000 |
| Total capital | 7,562,000 | 7,273,000 | 6,880,000 | 6,869,000 |
| Risk-weighted assets | 35,942,000 | 42,342,000 | 49,663,000 | 51,075,000 |