Call reports 2009
BANKFLORIDA — 2009
What BANKFLORIDA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 35,432,000 | 36,958,000 | 41,508,000 | 46,131,000 |
| Total loans | 16,961,000 | 19,264,000 | 25,779,000 | 28,212,000 |
| Allowance for loan losses | 226,000 | 278,000 | 388,000 | 636,000 |
| Securities available for sale | 7,981,000 | 7,149,000 | 6,240,000 | 6,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,585,000 | 28,384,000 | 33,372,000 | 38,481,000 |
| Interest-bearing deposits | 22,091,000 | 23,102,000 | 26,317,000 | 32,155,000 |
| Noninterest-bearing deposits | 4,494,000 | 5,282,000 | 7,055,000 | 6,326,000 |
| Equity capital | 8,758,000 | 8,347,000 | 7,918,000 | 7,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 343,000 | 740,000 | 1,198,000 | 1,735,000 |
| Interest expense | 136,000 | 293,000 | 462,000 | 616,000 |
| Net interest income | 207,000 | 447,000 | 736,000 | 1,119,000 |
| Noninterest income | 10,000 | 21,000 | 31,000 | 45,000 |
| Noninterest expense | 596,000 | 961,000 | 1,699,000 | 2,290,000 |
| Provision for loan losses | 89,000 | 141,000 | 251,000 | 494,000 |
| Pretax income | -468,000 | -634,000 | -1,183,000 | -1,601,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -468,000 | -634,000 | -1,183,000 | -1,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,666,000 | 8,263,000 | 7,732,000 | 7,332,000 |
| Total capital | 8,892,000 | 8,541,000 | 8,109,000 | 7,745,000 |
| Risk-weighted assets | 21,099,000 | 23,618,000 | 30,145,000 | 32,782,000 |