Call reports 2007
BANKFLORIDA — 2007
What BANKFLORIDA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Total assets | 11,890,000 | 18,236,000 |
| Total loans | 5,759,000 | 6,158,000 |
| Allowance for loan losses | 38,000 | 74,000 |
| Securities available for sale | 1,381,000 | 3,332,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,043,000 | 7,603,000 |
| Interest-bearing deposits | 940,000 | 5,801,000 |
| Noninterest-bearing deposits | 103,000 | 1,802,000 |
| Equity capital | 10,837,000 | 10,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Interest income | 174,000 | 410,000 |
| Interest expense | 33,000 | 71,000 |
| Net interest income | 141,000 | 339,000 |
| Noninterest income | -2,000 | -2,000 |
| Noninterest expense | 986,000 | 1,474,000 |
| Provision for loan losses | 38,000 | 74,000 |
| Pretax income | -885,000 | -1,211,000 |
| Income tax | 0 | 0 |
| Net income | -885,000 | -1,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Tier 1 capital | 10,837,000 | 10,571,000 |
| Total capital | 10,875,000 | 10,645,000 |
| Risk-weighted assets | 7,277,000 | 8,762,000 |