Call reports 2005
UNITED PRAIRIE BANK - MADISON — 2005
What UNITED PRAIRIE BANK - MADISON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 32,489,000 | 34,084,000 | 33,192,000 | 33,810,000 |
| Total loans | 18,730,000 | 19,808,000 | 20,342,000 | 21,289,000 |
| Allowance for loan losses | 187,000 | 207,000 | 231,000 | 240,000 |
| Securities available for sale | 7,591,000 | 7,695,000 | 7,277,000 | 7,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,722,000 | 28,862,000 | 28,185,000 | 28,155,000 |
| Interest-bearing deposits | 27,062,000 | 28,418,000 | 27,559,000 | 27,582,000 |
| Noninterest-bearing deposits | 660,000 | 444,000 | 626,000 | 573,000 |
| Equity capital | 3,657,000 | 3,844,000 | 3,972,000 | 3,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 886,000 | 1,350,000 | 1,827,000 |
| Interest expense | 110,000 | 249,000 | 404,000 | 568,000 |
| Net interest income | 321,000 | 637,000 | 946,000 | 1,259,000 |
| Noninterest income | 27,000 | 47,000 | 67,000 | 90,000 |
| Noninterest expense | 198,000 | 404,000 | 612,000 | 846,000 |
| Provision for loan losses | 41,000 | 50,000 | 59,000 | 68,000 |
| Pretax income | 109,000 | 230,000 | 342,000 | 435,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 109,000 | 230,000 | 342,000 | 435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,760,000 | 2,840,000 | 2,952,000 | 3,045,000 |
| Total capital | 2,872,000 | 2,973,000 | 3,109,000 | 3,211,000 |
| Risk-weighted assets | 21,304,000 | 22,611,000 | 22,841,000 | 23,867,000 |