Call reports 2004
UNITED PRAIRIE BANK - MADISON — 2004
What UNITED PRAIRIE BANK - MADISON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 33,133,000 | 33,567,000 | 33,745,000 | 34,937,000 |
| Total loans | 18,269,000 | 19,493,000 | 20,146,000 | 21,283,000 |
| Allowance for loan losses | 200,000 | 213,000 | 222,000 | 210,000 |
| Securities available for sale | 7,486,000 | 7,235,000 | 6,864,000 | 7,323,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,093,000 | 27,691,000 | 28,589,000 | 29,213,000 |
| Interest-bearing deposits | 27,456,000 | 26,879,000 | 27,843,000 | 28,690,000 |
| Noninterest-bearing deposits | 637,000 | 812,000 | 746,000 | 523,000 |
| Equity capital | 4,103,000 | 3,935,000 | 4,099,000 | 4,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 861,000 | 1,311,000 | 1,757,000 |
| Interest expense | 105,000 | 207,000 | 315,000 | 427,000 |
| Net interest income | 326,000 | 654,000 | 996,000 | 1,330,000 |
| Noninterest income | 19,000 | 37,000 | 56,000 | 76,000 |
| Noninterest expense | 203,000 | 399,000 | 606,000 | 830,000 |
| Provision for loan losses | 9,000 | 21,000 | 30,000 | 39,000 |
| Pretax income | 133,000 | 271,000 | 420,000 | 541,000 |
| Income tax | -23,000 | -11,000 | -1,000 | 7,000 |
| Net income | 156,000 | 282,000 | 421,000 | 534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,896,000 | 2,975,000 | 3,064,000 | 3,137,000 |
| Total capital | 3,014,000 | 3,106,000 | 3,211,000 | 3,272,000 |
| Risk-weighted assets | 20,758,000 | 21,835,000 | 22,685,000 | 23,642,000 |