Call reports 2003
UNITED PRAIRIE BANK - MADISON — 2003
What UNITED PRAIRIE BANK - MADISON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 34,014,000 | 34,468,000 | 33,625,000 | 35,060,000 |
| Total loans | 20,683,000 | 21,356,000 | 20,758,000 | 20,929,000 |
| Allowance for loan losses | 353,000 | 342,000 | 242,000 | 259,000 |
| Securities available for sale | 4,980,000 | 5,283,000 | 6,408,000 | 6,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,909,000 | 29,506,000 | 28,660,000 | 28,965,000 |
| Interest-bearing deposits | 28,373,000 | 28,874,000 | 27,814,000 | 28,158,000 |
| Noninterest-bearing deposits | 536,000 | 632,000 | 846,000 | 807,000 |
| Equity capital | 3,871,000 | 3,938,000 | 3,976,000 | 4,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 475,000 | 945,000 | 1,416,000 | 1,871,000 |
| Interest expense | 138,000 | 270,000 | 391,000 | 506,000 |
| Net interest income | 337,000 | 675,000 | 1,025,000 | 1,365,000 |
| Noninterest income | 22,000 | 41,000 | 67,000 | 90,000 |
| Noninterest expense | 208,000 | 399,000 | 595,000 | 811,000 |
| Provision for loan losses | 32,000 | 164,000 | 190,000 | 211,000 |
| Pretax income | 119,000 | 153,000 | 307,000 | 433,000 |
| Income tax | 34,000 | 38,000 | 84,000 | 122,000 |
| Net income | 85,000 | 115,000 | 223,000 | 311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,809,000 | 2,839,000 | 2,946,000 | 3,035,000 |
| Total capital | 3,009,000 | 3,048,000 | 3,106,000 | 3,212,000 |
| Risk-weighted assets | 22,757,000 | 23,217,000 | 22,661,000 | 23,019,000 |