Call reports 2025
COOPERATIVE BANK, THE — 2025
What COOPERATIVE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 551,230,000 | 544,155,000 | 538,951,000 | 543,451,000 |
| Total loans | 467,929,000 | 457,384,000 | 452,077,000 | 456,400,000 |
| Allowance for loan losses | 3,712,000 | 3,670,000 | 3,606,000 | 3,655,000 |
| Securities available for sale | 44,617,000 | 45,042,000 | 45,853,000 | 47,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,316,000 | 452,085,000 | 449,923,000 | 454,661,000 |
| Interest-bearing deposits | 358,794,000 | 349,857,000 | 351,271,000 | 360,395,000 |
| Noninterest-bearing deposits | 98,522,000 | 102,228,000 | 98,652,000 | 94,266,000 |
| Equity capital | 46,880,000 | 46,936,000 | 47,725,000 | 48,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,161,000 | 12,316,000 | 18,465,000 | 24,685,000 |
| Interest expense | 2,769,000 | 5,512,000 | 8,213,000 | 10,870,000 |
| Net interest income | 3,392,000 | 6,804,000 | 10,252,000 | 13,815,000 |
| Noninterest income | 251,000 | 520,000 | 826,000 | 1,174,000 |
| Noninterest expense | 3,563,000 | 7,296,000 | 10,617,000 | 14,379,000 |
| Provision for loan losses | -68,000 | -113,000 | -179,000 | -142,000 |
| Pretax income | 109,000 | 52,000 | 543,000 | 669,000 |
| Income tax | -9,000 | -53,000 | 23,000 | 40,000 |
| Net income | 118,000 | 105,000 | 520,000 | 629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,254,000 | 49,241,000 | 49,657,000 | 49,766,000 |
| Total capital | 53,152,000 | 53,147,000 | 53,507,000 | 53,651,000 |
| Risk-weighted assets | 386,788,000 | 378,173,000 | 373,166,000 | 375,458,000 |