Call reports 2024
COOPERATIVE BANK, THE — 2024
What COOPERATIVE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 572,414,000 | 574,264,000 | 573,381,000 | 554,811,000 |
| Total loans | 485,289,000 | 489,227,000 | 483,213,000 | 471,136,000 |
| Allowance for loan losses | 4,109,000 | 4,068,000 | 3,871,000 | 3,777,000 |
| Securities available for sale | 44,744,000 | 43,982,000 | 44,565,000 | 44,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 463,899,000 | 459,138,000 | 457,840,000 | 458,266,000 |
| Interest-bearing deposits | 362,788,000 | 353,653,000 | 355,065,000 | 360,798,000 |
| Noninterest-bearing deposits | 101,111,000 | 105,485,000 | 102,775,000 | 97,468,000 |
| Equity capital | 45,901,000 | 45,674,000 | 46,910,000 | 46,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,437,000 | 12,931,000 | 19,355,000 | 25,670,000 |
| Interest expense | 3,171,000 | 6,381,000 | 9,566,000 | 12,478,000 |
| Net interest income | 3,266,000 | 6,550,000 | 9,789,000 | 13,192,000 |
| Noninterest income | 361,000 | 673,000 | 1,015,000 | 1,396,000 |
| Noninterest expense | 3,713,000 | 7,551,000 | 11,032,000 | 14,646,000 |
| Provision for loan losses | -212,000 | -254,000 | -445,000 | -528,000 |
| Pretax income | 159,000 | 6,000 | 320,000 | 629,000 |
| Income tax | -1,000 | -65,000 | -34,000 | 2,000 |
| Net income | 160,000 | 71,000 | 354,000 | 627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,670,000 | 48,580,000 | 48,863,000 | 49,136,000 |
| Total capital | 53,053,000 | 52,874,000 | 52,937,000 | 53,060,000 |
| Risk-weighted assets | 403,423,000 | 406,360,000 | 402,484,000 | 386,691,000 |