Call reports 2023
COOPERATIVE BANK, THE — 2023
What COOPERATIVE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 554,442,000 | 568,205,000 | 580,704,000 | 586,719,000 |
| Total loans | 478,544,000 | 491,155,000 | 505,930,000 | 500,791,000 |
| Allowance for loan losses | 4,450,000 | 4,502,000 | 4,540,000 | 4,320,000 |
| Securities available for sale | 44,571,000 | 45,071,000 | 44,012,000 | 45,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,090,000 | 442,862,000 | 446,579,000 | 464,806,000 |
| Interest-bearing deposits | 332,561,000 | 335,660,000 | 344,800,000 | 359,448,000 |
| Noninterest-bearing deposits | 101,529,000 | 107,202,000 | 101,779,000 | 105,358,000 |
| Equity capital | 46,295,000 | 45,508,000 | 44,488,000 | 46,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,993,000 | 11,966,000 | 18,502,000 | 25,180,000 |
| Interest expense | 1,956,000 | 4,559,000 | 7,610,000 | 10,875,000 |
| Net interest income | 4,037,000 | 7,407,000 | 10,892,000 | 14,305,000 |
| Noninterest income | 252,000 | 531,000 | 776,000 | 1,071,000 |
| Noninterest expense | 3,987,000 | 8,182,000 | 11,788,000 | 15,849,000 |
| Provision for loan losses | -138,000 | -86,000 | -36,000 | -257,000 |
| Pretax income | 433,000 | -165,000 | -91,000 | -123,000 |
| Income tax | 62,000 | -168,000 | -212,000 | -159,000 |
| Net income | 371,000 | 3,000 | 121,000 | 36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,983,000 | 48,615,000 | 48,733,000 | 48,509,000 |
| Total capital | 53,832,000 | 53,569,000 | 53,626,000 | 53,135,000 |
| Risk-weighted assets | 403,066,000 | 415,425,000 | 422,057,000 | 413,885,000 |