Call reports 2022
COOPERATIVE BANK, THE — 2022
What COOPERATIVE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 515,880,000 | 528,141,000 | 550,444,000 | 560,585,000 |
| Total loans | 422,534,000 | 435,843,000 | 461,795,000 | 485,238,000 |
| Allowance for loan losses | 4,167,000 | 4,298,000 | 4,455,000 | 4,604,000 |
| Securities available for sale | 47,372,000 | 45,634,000 | 44,143,000 | 44,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,097,000 | 438,938,000 | 426,025,000 | 438,481,000 |
| Interest-bearing deposits | 321,309,000 | 323,538,000 | 314,705,000 | 322,008,000 |
| Noninterest-bearing deposits | 110,788,000 | 115,400,000 | 111,320,000 | 116,473,000 |
| Equity capital | 45,888,000 | 45,172,000 | 44,075,000 | 45,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,318,000 | 8,912,000 | 14,026,000 | 19,843,000 |
| Interest expense | 250,000 | 552,000 | 1,118,000 | 2,419,000 |
| Net interest income | 4,068,000 | 8,360,000 | 12,908,000 | 17,424,000 |
| Noninterest income | 253,000 | 500,000 | 740,000 | 977,000 |
| Noninterest expense | 3,666,000 | 7,259,000 | 11,270,000 | 15,173,000 |
| Provision for loan losses | -31,000 | 85,000 | 242,000 | 388,000 |
| Pretax income | 686,000 | 1,516,000 | 2,136,000 | 2,840,000 |
| Income tax | 132,000 | 304,000 | 415,000 | 550,000 |
| Net income | 554,000 | 1,212,000 | 1,721,000 | 2,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,876,000 | 47,534,000 | 48,043,000 | 48,612,000 |
| Total capital | 51,466,000 | 52,305,000 | 52,964,000 | 53,622,000 |
| Risk-weighted assets | 370,127,000 | 381,952,000 | 393,663,000 | 406,732,000 |