Call reports 2021
COOPERATIVE BANK, THE — 2021
What COOPERATIVE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 482,741,000 | 482,557,000 | 483,441,000 | 495,299,000 |
| Total loans | 375,471,000 | 369,117,000 | 395,854,000 | 406,873,000 |
| Allowance for loan losses | 4,020,000 | 3,880,000 | 3,868,000 | 4,107,000 |
| Securities available for sale | 44,208,000 | 49,936,000 | 50,416,000 | 50,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,661,000 | 417,313,000 | 423,036,000 | 421,588,000 |
| Interest-bearing deposits | 297,348,000 | 303,570,000 | 309,722,000 | 315,772,000 |
| Noninterest-bearing deposits | 106,313,000 | 113,743,000 | 113,314,000 | 105,816,000 |
| Equity capital | 46,604,000 | 47,673,000 | 47,631,000 | 47,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,202,000 | 8,289,000 | 12,409,000 | 16,706,000 |
| Interest expense | 445,000 | 809,000 | 1,116,000 | 1,408,000 |
| Net interest income | 3,757,000 | 7,480,000 | 11,293,000 | 15,298,000 |
| Noninterest income | 749,000 | 1,120,000 | 1,378,000 | 1,750,000 |
| Noninterest expense | 3,575,000 | 6,997,000 | 10,604,000 | 14,319,000 |
| Provision for loan losses | 74,000 | -66,000 | -39,000 | 200,000 |
| Pretax income | 857,000 | 1,669,000 | 2,107,000 | 2,529,000 |
| Income tax | 181,000 | 348,000 | 404,000 | 460,000 |
| Net income | 676,000 | 1,321,000 | 1,703,000 | 2,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,929,000 | 45,574,000 | 45,956,000 | 46,323,000 |
| Total capital | 49,155,000 | 49,779,000 | 50,307,000 | 50,770,000 |
| Risk-weighted assets | 337,824,000 | 336,293,000 | 358,002,000 | 355,735,000 |