Call reports 2020
COOPERATIVE BANK, THE — 2020
What COOPERATIVE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 445,623,000 | 468,645,000 | 472,403,000 | 452,898,000 |
| Total loans | 361,433,000 | 378,523,000 | 380,558,000 | 373,662,000 |
| Allowance for loan losses | 3,108,000 | 3,778,000 | 3,924,000 | 3,946,000 |
| Securities available for sale | 42,275,000 | 43,592,000 | 45,040,000 | 45,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,809,000 | 384,113,000 | 391,163,000 | 375,495,000 |
| Interest-bearing deposits | 291,288,000 | 288,067,000 | 292,487,000 | 278,941,000 |
| Noninterest-bearing deposits | 78,521,000 | 96,046,000 | 98,676,000 | 96,554,000 |
| Equity capital | 43,184,000 | 45,135,000 | 45,509,000 | 46,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,618,000 | 8,835,000 | 12,967,000 | 17,406,000 |
| Interest expense | 1,069,000 | 1,909,000 | 2,608,000 | 3,173,000 |
| Net interest income | 3,549,000 | 6,926,000 | 10,359,000 | 14,233,000 |
| Noninterest income | 313,000 | 675,000 | 1,326,000 | 2,225,000 |
| Noninterest expense | 3,225,000 | 6,295,000 | 9,796,000 | 13,579,000 |
| Provision for loan losses | 102,000 | 772,000 | 918,000 | 940,000 |
| Pretax income | 534,000 | 784,000 | 1,222,000 | 2,190,000 |
| Income tax | 84,000 | 64,000 | 112,000 | 322,000 |
| Net income | 450,000 | 720,000 | 1,110,000 | 1,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,835,000 | 43,105,000 | 43,495,000 | 44,253,000 |
| Total capital | 46,283,000 | 47,268,000 | 47,692,000 | 48,406,000 |
| Risk-weighted assets | 312,576,000 | 334,436,000 | 335,592,000 | 331,941,000 |