Call reports 2019
COOPERATIVE BANK, THE — 2019
What COOPERATIVE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 430,538,000 | 431,325,000 | 439,192,000 | 438,269,000 |
| Total loans | 353,604,000 | 353,651,000 | 360,368,000 | 361,241,000 |
| Allowance for loan losses | 2,833,000 | 2,891,000 | 2,966,000 | 3,006,000 |
| Securities available for sale | 45,520,000 | 44,419,000 | 42,729,000 | 42,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,857,000 | 341,459,000 | 350,862,000 | 354,731,000 |
| Interest-bearing deposits | 270,889,000 | 273,979,000 | 277,322,000 | 280,756,000 |
| Noninterest-bearing deposits | 64,968,000 | 67,480,000 | 73,540,000 | 73,975,000 |
| Equity capital | 40,807,000 | 42,279,000 | 42,790,000 | 43,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,279,000 | 8,732,000 | 13,119,000 | 17,543,000 |
| Interest expense | 1,084,000 | 2,280,000 | 3,461,000 | 4,545,000 |
| Net interest income | 3,195,000 | 6,452,000 | 9,658,000 | 12,998,000 |
| Noninterest income | 281,000 | 580,000 | 920,000 | 1,277,000 |
| Noninterest expense | 2,613,000 | 5,243,000 | 8,463,000 | 11,385,000 |
| Provision for loan losses | 65,000 | 125,000 | 220,000 | 260,000 |
| Pretax income | 781,000 | 1,647,000 | 1,918,000 | 2,653,000 |
| Income tax | 195,000 | 414,000 | 451,000 | 608,000 |
| Net income | 586,000 | 1,233,000 | 1,467,000 | 2,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,926,000 | 41,573,000 | 41,806,000 | 42,385,000 |
| Total capital | 44,067,000 | 44,753,000 | 45,072,000 | 45,731,000 |
| Risk-weighted assets | 309,638,000 | 306,878,000 | 313,469,000 | 312,346,000 |