Call reports 2018
COOPERATIVE BANK, THE — 2018
What COOPERATIVE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 409,290,000 | 413,964,000 | 421,003,000 | 421,480,000 |
| Total loans | 333,359,000 | 336,551,000 | 347,647,000 | 346,949,000 |
| Allowance for loan losses | 2,519,000 | 2,593,000 | 2,733,000 | 2,768,000 |
| Securities available for sale | 45,377,000 | 45,265,000 | 44,562,000 | 43,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,878,000 | 336,529,000 | 337,272,000 | 332,051,000 |
| Interest-bearing deposits | 272,710,000 | 270,797,000 | 272,074,000 | 266,489,000 |
| Noninterest-bearing deposits | 65,168,000 | 65,732,000 | 65,198,000 | 65,562,000 |
| Equity capital | 37,952,000 | 38,564,000 | 38,904,000 | 39,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,607,000 | 7,454,000 | 11,502,000 | 15,717,000 |
| Interest expense | 564,000 | 1,278,000 | 2,146,000 | 3,162,000 |
| Net interest income | 3,043,000 | 6,176,000 | 9,356,000 | 12,555,000 |
| Noninterest income | 285,000 | 608,000 | 953,000 | 1,255,000 |
| Noninterest expense | 2,500,000 | 5,031,000 | 7,588,000 | 10,393,000 |
| Provision for loan losses | 125,000 | 200,000 | 340,000 | 375,000 |
| Pretax income | 703,000 | 1,553,000 | 2,364,000 | 3,025,000 |
| Income tax | 197,000 | 431,000 | 652,000 | 806,000 |
| Net income | 506,000 | 1,122,000 | 1,712,000 | 2,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,628,000 | 39,243,000 | 39,834,000 | 40,340,000 |
| Total capital | 41,375,000 | 42,054,000 | 42,801,000 | 43,387,000 |
| Risk-weighted assets | 291,684,000 | 294,490,000 | 303,906,000 | 302,916,000 |