Call reports 2017
COOPERATIVE BANK, THE — 2017
What COOPERATIVE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 361,498,000 | 359,610,000 | 372,536,000 | 392,221,000 |
| Total loans | 284,654,000 | 291,276,000 | 304,444,000 | 314,171,000 |
| Allowance for loan losses | 2,480,000 | 2,480,000 | 2,325,000 | 2,400,000 |
| Securities available for sale | 38,553,000 | 39,705,000 | 40,019,000 | 45,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,952,000 | 299,525,000 | 297,122,000 | 322,608,000 |
| Interest-bearing deposits | 244,417,000 | 236,679,000 | 237,478,000 | 261,945,000 |
| Noninterest-bearing deposits | 61,535,000 | 62,846,000 | 59,644,000 | 60,663,000 |
| Equity capital | 36,844,000 | 37,247,000 | 37,590,000 | 38,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,078,000 | 6,215,000 | 9,458,000 | 12,891,000 |
| Interest expense | 306,000 | 625,000 | 987,000 | 1,427,000 |
| Net interest income | 2,772,000 | 5,590,000 | 8,471,000 | 11,464,000 |
| Noninterest income | 256,000 | 455,000 | 697,000 | 980,000 |
| Noninterest expense | 2,495,000 | 4,908,000 | 7,575,000 | 10,115,000 |
| Provision for loan losses | 90,000 | 90,000 | -65,000 | 10,000 |
| Pretax income | 443,000 | 1,098,000 | 1,709,000 | 2,370,000 |
| Income tax | 161,000 | 404,000 | 629,000 | 814,000 |
| Net income | 282,000 | 694,000 | 1,080,000 | 1,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,847,000 | 37,260,000 | 37,646,000 | 38,121,000 |
| Total capital | 39,557,000 | 39,940,000 | 40,186,000 | 40,743,000 |
| Risk-weighted assets | 245,471,000 | 255,492,000 | 267,762,000 | 280,324,000 |