Call reports 2016
COOPERATIVE BANK, THE — 2016
What COOPERATIVE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 338,907,000 | 340,083,000 | 357,084,000 | 345,002,000 |
| Total loans | 270,664,000 | 274,406,000 | 273,694,000 | 279,425,000 |
| Allowance for loan losses | 2,150,000 | 2,242,000 | 2,332,000 | 2,392,000 |
| Securities available for sale | 36,986,000 | 38,122,000 | 39,650,000 | 38,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,516,000 | 279,335,000 | 302,050,000 | 299,741,000 |
| Interest-bearing deposits | 220,874,000 | 222,655,000 | 238,106,000 | 241,137,000 |
| Noninterest-bearing deposits | 66,642,000 | 56,680,000 | 63,944,000 | 58,604,000 |
| Equity capital | 35,724,000 | 36,166,000 | 36,423,000 | 36,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,898,000 | 5,824,000 | 8,809,000 | 11,818,000 |
| Interest expense | 237,000 | 488,000 | 773,000 | 1,058,000 |
| Net interest income | 2,661,000 | 5,336,000 | 8,036,000 | 10,760,000 |
| Noninterest income | 2,295,000 | 2,604,000 | 2,953,000 | 3,254,000 |
| Noninterest expense | 2,179,000 | 4,450,000 | 6,908,000 | 9,350,000 |
| Provision for loan losses | 70,000 | 160,000 | 250,000 | 310,000 |
| Pretax income | 2,707,000 | 3,330,000 | 3,831,000 | 4,354,000 |
| Income tax | 265,000 | 501,000 | 687,000 | 881,000 |
| Net income | 2,442,000 | 2,829,000 | 3,144,000 | 3,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,534,000 | 35,921,000 | 36,236,000 | 36,565,000 |
| Total capital | 37,859,000 | 38,372,000 | 38,782,000 | 39,187,000 |
| Risk-weighted assets | 224,748,000 | 228,714,000 | 228,998,000 | 237,928,000 |