Call reports 2014
COOPERATIVE BANK, THE — 2014
What COOPERATIVE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 299,159,000 | 307,882,000 | 291,629,000 | 301,469,000 |
| Total loans | 223,640,000 | 220,813,000 | 221,991,000 | 231,402,000 |
| Allowance for loan losses | 1,803,000 | 1,833,000 | 1,863,000 | 1,863,000 |
| Securities available for sale | 39,315,000 | 38,927,000 | 38,763,000 | 36,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,254,000 | 263,095,000 | 257,868,000 | 263,206,000 |
| Interest-bearing deposits | 203,680,000 | 207,015,000 | 204,422,000 | 209,393,000 |
| Noninterest-bearing deposits | 46,574,000 | 56,080,000 | 53,446,000 | 53,813,000 |
| Equity capital | 30,500,000 | 30,888,000 | 31,210,000 | 31,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,596,000 | 5,121,000 | 7,639,000 | 10,179,000 |
| Interest expense | 183,000 | 369,000 | 548,000 | 727,000 |
| Net interest income | 2,413,000 | 4,752,000 | 7,091,000 | 9,452,000 |
| Noninterest income | 255,000 | 534,000 | 809,000 | 1,141,000 |
| Noninterest expense | 2,469,000 | 4,702,000 | 6,661,000 | 8,752,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 169,000 | 612,000 | 1,237,000 | 1,839,000 |
| Income tax | 47,000 | 202,000 | 429,000 | 652,000 |
| Net income | 122,000 | 410,000 | 808,000 | 1,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,318,000 | 30,894,000 | 31,291,000 | 31,670,000 |
| Total capital | 32,307,000 | 32,872,000 | 33,299,000 | 33,678,000 |
| Risk-weighted assets | 185,489,000 | 182,306,000 | 182,299,000 | 188,868,000 |