Call reports 2013
COOPERATIVE BANK, THE — 2013
What COOPERATIVE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 283,749,000 | 285,617,000 | 287,388,000 | 293,688,000 |
| Total loans | 210,657,000 | 210,792,000 | 216,638,000 | 225,013,000 |
| Allowance for loan losses | 1,658,000 | 1,688,000 | 1,719,000 | 1,773,000 |
| Securities available for sale | 41,706,000 | 41,985,000 | 41,416,000 | 41,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,095,000 | 245,609,000 | 244,724,000 | 246,828,000 |
| Interest-bearing deposits | 195,063,000 | 194,777,000 | 199,296,000 | 198,824,000 |
| Noninterest-bearing deposits | 50,032,000 | 50,832,000 | 45,428,000 | 48,004,000 |
| Equity capital | 29,995,000 | 29,678,000 | 30,196,000 | 30,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,477,000 | 4,992,000 | 7,433,000 | 9,937,000 |
| Interest expense | 250,000 | 480,000 | 680,000 | 865,000 |
| Net interest income | 2,227,000 | 4,512,000 | 6,753,000 | 9,072,000 |
| Noninterest income | 341,000 | 694,000 | 995,000 | 1,282,000 |
| Noninterest expense | 2,118,000 | 4,433,000 | 6,243,000 | 8,520,000 |
| Provision for loan losses | 60,000 | 90,000 | 120,000 | 150,000 |
| Pretax income | 390,000 | 683,000 | 1,385,000 | 1,747,000 |
| Income tax | 146,000 | 257,000 | 527,000 | 652,000 |
| Net income | 244,000 | 426,000 | 858,000 | 1,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,408,000 | 29,318,000 | 29,835,000 | 29,921,000 |
| Total capital | 31,237,000 | 31,187,000 | 31,739,000 | 31,870,000 |
| Risk-weighted assets | 177,062,000 | 176,428,000 | 181,281,000 | 188,858,000 |