Call reports 2012
COOPERATIVE BANK, THE — 2012
What COOPERATIVE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 281,441,000 | 280,989,000 | 279,808,000 | 276,352,000 |
| Total loans | 187,791,000 | 185,885,000 | 187,954,000 | 200,061,000 |
| Allowance for loan losses | 1,568,000 | 1,568,000 | 1,568,000 | 1,598,000 |
| Securities available for sale | 52,326,000 | 49,928,000 | 48,692,000 | 43,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,745,000 | 238,942,000 | 242,347,000 | 241,460,000 |
| Interest-bearing deposits | 199,207,000 | 197,037,000 | 195,507,000 | 193,512,000 |
| Noninterest-bearing deposits | 40,538,000 | 41,905,000 | 46,840,000 | 47,948,000 |
| Equity capital | 29,262,000 | 29,496,000 | 29,652,000 | 29,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,626,000 | 5,271,000 | 7,781,000 | 10,242,000 |
| Interest expense | 432,000 | 848,000 | 1,218,000 | 1,519,000 |
| Net interest income | 2,194,000 | 4,423,000 | 6,563,000 | 8,723,000 |
| Noninterest income | 1,406,000 | 1,747,000 | 2,197,000 | 2,830,000 |
| Noninterest expense | 2,326,000 | 4,686,000 | 7,149,000 | 9,492,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 1,216,000 | 1,410,000 | 1,739,000 | 2,258,000 |
| Income tax | 436,000 | 486,000 | 597,000 | 792,000 |
| Net income | 780,000 | 924,000 | 1,142,000 | 1,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,095,000 | 28,288,000 | 28,504,000 | 29,250,000 |
| Total capital | 29,808,000 | 30,001,000 | 30,219,000 | 31,011,000 |
| Risk-weighted assets | 166,861,000 | 165,247,000 | 165,625,000 | 171,868,000 |