Call reports 2011
COOPERATIVE BANK, THE — 2011
What COOPERATIVE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 277,959,000 | 279,508,000 | 280,031,000 | 280,047,000 |
| Total loans | 172,549,000 | 178,967,000 | 179,951,000 | 180,933,000 |
| Allowance for loan losses | 1,890,000 | 1,891,000 | 1,588,000 | 1,568,000 |
| Securities available for sale | 61,653,000 | 63,238,000 | 56,784,000 | 54,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,925,000 | 238,756,000 | 239,280,000 | 239,375,000 |
| Interest-bearing deposits | 178,995,000 | 178,331,000 | 200,417,000 | 198,519,000 |
| Noninterest-bearing deposits | 57,930,000 | 60,425,000 | 38,863,000 | 40,856,000 |
| Equity capital | 27,133,000 | 27,752,000 | 28,018,000 | 28,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,719,000 | 5,400,000 | 8,121,000 | 10,792,000 |
| Interest expense | 559,000 | 1,073,000 | 1,575,000 | 2,031,000 |
| Net interest income | 2,160,000 | 4,327,000 | 6,546,000 | 8,761,000 |
| Noninterest income | 255,000 | 505,000 | 845,000 | 1,248,000 |
| Noninterest expense | 2,248,000 | 4,429,000 | 6,726,000 | 9,033,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 249,000 | 526,000 | 909,000 | 1,228,000 |
| Income tax | -24,000 | 31,000 | 135,000 | 231,000 |
| Net income | 273,000 | 495,000 | 774,000 | 997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,631,000 | 26,133,000 | 26,254,000 | 26,512,000 |
| Total capital | 27,578,000 | 28,151,000 | 27,987,000 | 28,225,000 |
| Risk-weighted assets | 154,943,000 | 161,436,000 | 160,924,000 | 162,289,000 |