Call reports 2010
COOPERATIVE BANK, THE — 2010
What COOPERATIVE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 272,573,000 | 276,882,000 | 276,181,000 | 273,994,000 |
| Total loans | 176,036,000 | 179,885,000 | 173,352,000 | 173,902,000 |
| Allowance for loan losses | 2,000,000 | 2,220,000 | 1,732,000 | 1,741,000 |
| Securities available for sale | 53,391,000 | 59,751,000 | 59,287,000 | 56,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,440,000 | 229,381,000 | 228,133,000 | 230,383,000 |
| Interest-bearing deposits | 193,193,000 | 195,260,000 | 194,980,000 | 194,007,000 |
| Noninterest-bearing deposits | 32,247,000 | 34,121,000 | 33,153,000 | 36,376,000 |
| Equity capital | 26,730,000 | 26,987,000 | 27,302,000 | 27,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,937,000 | 5,885,000 | 8,757,000 | 11,558,000 |
| Interest expense | 778,000 | 1,518,000 | 2,231,000 | 2,881,000 |
| Net interest income | 2,159,000 | 4,367,000 | 6,526,000 | 8,677,000 |
| Noninterest income | 361,000 | 645,000 | 1,088,000 | 1,589,000 |
| Noninterest expense | 2,316,000 | 4,474,000 | 6,900,000 | 9,191,000 |
| Provision for loan losses | 0 | 210,000 | 110,000 | 110,000 |
| Pretax income | 290,000 | 490,000 | 766,000 | 1,130,000 |
| Income tax | 47,000 | 65,000 | 134,000 | 244,000 |
| Net income | 243,000 | 425,000 | 632,000 | 886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,491,000 | 25,652,000 | 26,343,000 | 25,700,000 |
| Total capital | 27,352,000 | 27,621,000 | 28,220,000 | 27,586,000 |
| Risk-weighted assets | 147,798,000 | 157,139,000 | 151,622,000 | 154,169,000 |