Call reports 2009
COOPERATIVE BANK, THE — 2009
What COOPERATIVE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 261,277,000 | 264,774,000 | 269,436,000 | 267,498,000 |
| Total loans | 171,750,000 | 171,358,000 | 177,088,000 | 176,404,000 |
| Allowance for loan losses | 1,841,000 | 1,899,000 | 1,974,000 | 1,996,000 |
| Securities available for sale | 46,896,000 | 45,747,000 | 49,060,000 | 54,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,388,000 | 215,752,000 | 220,478,000 | 220,785,000 |
| Interest-bearing deposits | 179,478,000 | 182,625,000 | 188,858,000 | 188,164,000 |
| Noninterest-bearing deposits | 32,910,000 | 33,127,000 | 31,620,000 | 32,621,000 |
| Equity capital | 26,367,000 | 26,423,000 | 26,335,000 | 26,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,195,000 | 6,254,000 | 9,302,000 | 12,324,000 |
| Interest expense | 1,076,000 | 2,070,000 | 3,023,000 | 3,872,000 |
| Net interest income | 2,119,000 | 4,184,000 | 6,279,000 | 8,452,000 |
| Noninterest income | 307,000 | 675,000 | 1,180,000 | 1,523,000 |
| Noninterest expense | 2,358,000 | 4,510,000 | 6,827,000 | 9,189,000 |
| Provision for loan losses | 30,000 | 700,000 | 775,000 | 775,000 |
| Pretax income | 38,000 | -351,000 | -442,000 | -160,000 |
| Income tax | -19,000 | -143,000 | -220,000 | -172,000 |
| Net income | 57,000 | -208,000 | -222,000 | 12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,066,000 | 25,801,000 | 25,447,000 | 25,740,000 |
| Total capital | 28,048,000 | 27,803,000 | 27,474,000 | 27,724,000 |
| Risk-weighted assets | 162,461,000 | 159,872,000 | 162,107,000 | 158,590,000 |