Call reports 2007
COOPERATIVE BANK, THE — 2007
What COOPERATIVE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 279,865,000 | 278,048,000 | 269,113,000 | 268,309,000 |
| Total loans | 202,721,000 | 197,490,000 | 190,799,000 | 193,271,000 |
| Allowance for loan losses | 2,576,000 | 2,239,000 | 1,955,000 | 1,875,000 |
| Securities available for sale | 49,312,000 | 46,919,000 | 50,808,000 | 49,451,000 |
| Securities held to maturity | 1,011,000 | 1,010,000 | 1,006,000 | 1,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,124,000 | 237,391,000 | 213,117,000 | 209,448,000 |
| Interest-bearing deposits | 201,901,000 | 200,322,000 | 181,934,000 | 176,439,000 |
| Noninterest-bearing deposits | 34,223,000 | 37,069,000 | 31,183,000 | 33,009,000 |
| Equity capital | 25,543,000 | 25,583,000 | 26,578,000 | 26,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,109,000 | 8,144,000 | 12,594,000 | 16,430,000 |
| Interest expense | 1,856,000 | 3,642,000 | 5,384,000 | 7,064,000 |
| Net interest income | 2,253,000 | 4,502,000 | 7,210,000 | 9,366,000 |
| Noninterest income | 271,000 | 550,000 | 805,000 | 1,112,000 |
| Noninterest expense | 2,430,000 | 4,598,000 | 6,401,000 | 8,615,000 |
| Provision for loan losses | 114,000 | 114,000 | 114,000 | 184,000 |
| Pretax income | 20,000 | 380,000 | 1,540,000 | 1,751,000 |
| Income tax | -20,000 | 109,000 | 482,000 | 528,000 |
| Net income | 40,000 | 271,000 | 1,058,000 | 1,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,043,000 | 26,270,000 | 27,057,000 | 27,178,000 |
| Total capital | 28,542,000 | 28,609,000 | 29,112,000 | 29,193,000 |
| Risk-weighted assets | 199,767,000 | 199,673,000 | 193,130,000 | 195,408,000 |