Call reports 2006
COOPERATIVE BANK, THE — 2006
What COOPERATIVE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 282,418,000 | 285,390,000 | 285,882,000 | 279,943,000 |
| Total loans | 201,183,000 | 200,998,000 | 203,424,000 | 203,614,000 |
| Allowance for loan losses | 2,217,000 | 2,189,000 | 2,536,000 | 2,526,000 |
| Securities available for sale | 53,847,000 | 52,231,000 | 52,612,000 | 48,920,000 |
| Securities held to maturity | 1,022,000 | 1,019,000 | 1,017,000 | 1,014,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,388,000 | 232,645,000 | 229,219,000 | 234,575,000 |
| Interest-bearing deposits | 174,522,000 | 198,301,000 | 196,191,000 | 201,271,000 |
| Noninterest-bearing deposits | 52,866,000 | 34,344,000 | 33,028,000 | 33,304,000 |
| Equity capital | 24,105,000 | 24,257,000 | 25,070,000 | 25,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,055,000 | 8,211,000 | 12,441,000 | 16,495,000 |
| Interest expense | 1,469,000 | 3,106,000 | 4,853,000 | 6,697,000 |
| Net interest income | 2,586,000 | 5,105,000 | 7,588,000 | 9,798,000 |
| Noninterest income | 248,000 | 512,000 | 761,000 | 1,076,000 |
| Noninterest expense | 2,330,000 | 4,558,000 | 6,667,000 | 8,943,000 |
| Provision for loan losses | 254,000 | 254,000 | 601,000 | 607,000 |
| Pretax income | 250,000 | 1,096,000 | 1,372,000 | 1,617,000 |
| Income tax | 56,000 | 337,000 | 404,000 | 454,000 |
| Net income | 194,000 | 759,000 | 968,000 | 1,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,037,000 | 25,554,000 | 25,811,000 | 26,006,000 |
| Total capital | 27,428,000 | 27,800,000 | 28,366,000 | 28,539,000 |
| Risk-weighted assets | 203,814,000 | 200,248,000 | 204,357,000 | 201,064,000 |