Call reports 2002
COOPERATIVE BANK, THE — 2002
What COOPERATIVE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 193,283,000 | 201,525,000 | 205,504,000 | 212,339,000 |
| Total loans | 140,564,000 | 149,611,000 | 149,875,000 | 150,352,000 |
| Allowance for loan losses | 1,377,000 | 1,438,000 | 1,498,000 | 1,558,000 |
| Securities available for sale | 27,514,000 | 32,450,000 | 40,013,000 | 44,399,000 |
| Securities held to maturity | 5,921,000 | 4,400,000 | 2,950,000 | 1,949,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,258,000 | 167,787,000 | 171,011,000 | 173,863,000 |
| Interest-bearing deposits | 142,694,000 | 146,931,000 | 150,206,000 | 152,486,000 |
| Noninterest-bearing deposits | 17,564,000 | 20,856,000 | 20,805,000 | 21,377,000 |
| Equity capital | 17,718,000 | 18,373,000 | 18,881,000 | 19,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,191,000 | 6,453,000 | 9,794,000 | 13,056,000 |
| Interest expense | 1,045,000 | 2,034,000 | 3,010,000 | 3,943,000 |
| Net interest income | 2,146,000 | 4,419,000 | 6,784,000 | 9,113,000 |
| Noninterest income | 149,000 | 314,000 | 459,000 | 710,000 |
| Noninterest expense | 1,371,000 | 2,753,000 | 4,318,000 | 5,919,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 869,000 | 1,865,000 | 2,619,000 | 3,552,000 |
| Income tax | 298,000 | 639,000 | 885,000 | 1,200,000 |
| Net income | 571,000 | 1,226,000 | 1,734,000 | 2,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,300,000 | 17,837,000 | 18,279,000 | 18,880,000 |
| Total capital | 18,781,000 | 19,330,000 | 19,832,000 | 20,493,000 |
| Risk-weighted assets | 125,272,000 | 136,271,000 | 142,841,000 | 149,784,000 |