Call reports 2001
COOPERATIVE BANK, THE — 2001
What COOPERATIVE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 172,267,000 | 178,239,000 | 182,772,000 | 186,010,000 |
| Total loans | 115,025,000 | 122,611,000 | 131,238,000 | 139,405,000 |
| Allowance for loan losses | 1,123,000 | 1,153,000 | 1,257,000 | 1,317,000 |
| Securities available for sale | 37,239,000 | 33,788,000 | 32,506,000 | 29,251,000 |
| Securities held to maturity | 7,431,000 | 7,429,000 | 7,428,000 | 7,425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,361,000 | 152,765,000 | 154,206,000 | 157,870,000 |
| Interest-bearing deposits | 133,096,000 | 134,786,000 | 137,045,000 | 141,806,000 |
| Noninterest-bearing deposits | 14,265,000 | 17,979,000 | 17,161,000 | 16,064,000 |
| Equity capital | 15,766,000 | 16,255,000 | 16,968,000 | 17,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,250,000 | 6,477,000 | 9,765,000 | 12,981,000 |
| Interest expense | 1,503,000 | 2,924,000 | 4,284,000 | 5,501,000 |
| Net interest income | 1,747,000 | 3,553,000 | 5,481,000 | 7,480,000 |
| Noninterest income | 140,000 | 265,000 | 380,000 | 575,000 |
| Noninterest expense | 1,100,000 | 2,281,000 | 3,496,000 | 4,829,000 |
| Provision for loan losses | 30,000 | 60,000 | 140,000 | 200,000 |
| Pretax income | 768,000 | 1,512,000 | 2,124,000 | 2,925,000 |
| Income tax | 260,000 | 511,000 | 718,000 | 989,000 |
| Net income | 508,000 | 1,001,000 | 1,406,000 | 1,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,263,000 | 15,797,000 | 16,176,000 | 16,728,000 |
| Total capital | 16,443,000 | 17,026,000 | 17,489,000 | 18,163,000 |
| Risk-weighted assets | 112,201,000 | 117,630,000 | 121,513,000 | 124,764,000 |