Call reports 2012
BANKTRUST — 2012
What BANKTRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,018,071,000 | 1,995,601,000 | 1,963,966,000 | 1,930,250,000 |
| Total loans | 1,256,491,000 | 1,218,649,000 | 1,184,442,000 | 1,152,117,000 |
| Allowance for loan losses | 43,085,000 | 52,553,000 | 57,435,000 | 61,033,000 |
| Securities available for sale | 479,497,000 | 521,099,000 | 497,606,000 | 537,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,791,464,000 | 1,799,639,000 | 1,780,501,000 | 1,747,587,000 |
| Interest-bearing deposits | 1,521,786,000 | 1,510,710,000 | 1,499,453,000 | 1,462,797,000 |
| Noninterest-bearing deposits | 269,678,000 | 288,929,000 | 281,048,000 | 284,790,000 |
| Equity capital | 178,542,000 | 169,051,000 | 159,546,000 | 160,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 18,513,000 | 36,272,000 | 52,542,000 | 68,100,000 |
| Interest expense | 2,889,000 | 5,598,000 | 7,922,000 | 9,896,000 |
| Net interest income | 15,624,000 | 30,674,000 | 44,620,000 | 58,204,000 |
| Noninterest income | 4,054,000 | 8,065,000 | 8,316,000 | 12,247,000 |
| Noninterest expense | 16,206,000 | 34,242,000 | 48,759,000 | 62,210,000 |
| Provision for loan losses | 3,600,000 | 17,300,000 | 26,800,000 | 29,800,000 |
| Pretax income | 1,174,000 | -10,837,000 | -19,540,000 | -17,466,000 |
| Income tax | 28,000 | -1,057,000 | -1,057,000 | -1,034,000 |
| Net income | 1,141,000 | -9,790,000 | -18,498,000 | -16,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 172,927,000 | 161,142,000 | 152,662,000 | 154,893,000 |
| Total capital | 190,871,000 | 178,687,000 | 169,675,000 | 171,592,000 |
| Risk-weighted assets | 1,410,411,000 | 1,368,584,000 | 1,320,624,000 | 1,291,582,000 |