Call reports 2011
BANKTRUST — 2011
What BANKTRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,182,598,000 | 2,155,878,000 | 2,116,735,000 | 2,040,780,000 |
| Total loans | 1,356,285,000 | 1,323,149,000 | 1,307,376,000 | 1,277,049,000 |
| Allowance for loan losses | 45,711,000 | 40,279,000 | 43,117,000 | 42,156,000 |
| Securities available for sale | 523,475,000 | 553,390,000 | 508,160,000 | 517,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,892,514,000 | 1,882,441,000 | 1,843,543,000 | 1,812,700,000 |
| Interest-bearing deposits | 1,636,422,000 | 1,623,718,000 | 1,580,780,000 | 1,554,498,000 |
| Noninterest-bearing deposits | 256,092,000 | 258,723,000 | 262,763,000 | 258,202,000 |
| Equity capital | 218,929,000 | 224,000,000 | 224,307,000 | 179,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 20,446,000 | 41,153,000 | 61,430,000 | 80,797,000 |
| Interest expense | 4,721,000 | 9,106,000 | 13,009,000 | 16,420,000 |
| Net interest income | 15,725,000 | 32,047,000 | 48,421,000 | 64,377,000 |
| Noninterest income | 4,083,000 | 7,808,000 | 10,506,000 | -15,756,000 |
| Noninterest expense | 15,030,000 | 29,348,000 | 43,099,000 | 58,602,000 |
| Provision for loan losses | 3,500,000 | 8,500,000 | 14,500,000 | 32,100,000 |
| Pretax income | 1,762,000 | 3,370,000 | 3,727,000 | -38,399,000 |
| Income tax | 306,000 | 807,000 | 852,000 | 3,915,000 |
| Net income | 1,451,000 | 2,553,000 | 2,860,000 | -42,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 216,735,000 | 218,128,000 | 217,227,000 | 171,670,000 |
| Total capital | 236,080,000 | 237,013,000 | 235,955,000 | 189,882,000 |
| Risk-weighted assets | 1,521,223,000 | 1,489,411,000 | 1,473,889,000 | 1,432,996,000 |