Call reports 2010
BANKTRUST — 2010
What BANKTRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,026,099,000 | 2,054,668,000 | 2,153,772,000 | 2,155,856,000 |
| Total loans | 1,449,142,000 | 1,421,604,000 | 1,395,821,000 | 1,383,286,000 |
| Allowance for loan losses | 47,792,000 | 48,903,000 | 47,426,000 | 47,931,000 |
| Securities available for sale | 284,625,000 | 340,466,000 | 372,972,000 | 425,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,736,896,000 | 1,764,253,000 | 1,860,446,000 | 1,866,802,000 |
| Interest-bearing deposits | 1,513,826,000 | 1,537,718,000 | 1,618,783,000 | 1,640,095,000 |
| Noninterest-bearing deposits | 223,070,000 | 226,535,000 | 241,663,000 | 226,707,000 |
| Equity capital | 219,630,000 | 220,612,000 | 222,694,000 | 217,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 20,924,000 | 42,242,000 | 63,441,000 | 84,451,000 |
| Interest expense | 5,460,000 | 10,902,000 | 16,273,000 | 21,724,000 |
| Net interest income | 15,464,000 | 31,340,000 | 47,168,000 | 62,727,000 |
| Noninterest income | 4,417,000 | 8,131,000 | 12,017,000 | 14,999,000 |
| Noninterest expense | 15,507,000 | 30,413,000 | 45,103,000 | 60,275,000 |
| Provision for loan losses | 2,850,000 | 5,900,000 | 9,300,000 | 12,300,000 |
| Pretax income | 2,361,000 | 4,455,000 | 6,360,000 | 7,520,000 |
| Income tax | 792,000 | 1,520,000 | 2,175,000 | 1,924,000 |
| Net income | 1,564,000 | 2,925,000 | 4,170,000 | 5,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 213,352,000 | 213,282,000 | 215,093,000 | 214,991,000 |
| Total capital | 233,613,000 | 233,339,000 | 234,910,000 | 234,661,000 |
| Risk-weighted assets | 1,593,374,000 | 1,575,708,000 | 1,557,785,000 | 1,545,374,000 |