Call reports 2009
BANKTRUST — 2009
What BANKTRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,183,651,000 | 2,069,938,000 | 2,031,027,000 | 1,942,845,000 |
| Total loans | 1,532,002,000 | 1,498,337,000 | 1,496,258,000 | 1,468,587,000 |
| Allowance for loan losses | 37,872,000 | 49,008,000 | 47,903,000 | 45,905,000 |
| Securities available for sale | 206,743,000 | 270,770,000 | 304,460,000 | 261,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,773,187,000 | 1,780,077,000 | 1,739,643,000 | 1,653,689,000 |
| Interest-bearing deposits | 1,552,698,000 | 1,559,413,000 | 1,512,503,000 | 1,441,066,000 |
| Noninterest-bearing deposits | 220,489,000 | 220,664,000 | 227,140,000 | 212,623,000 |
| Equity capital | 336,199,000 | 216,578,000 | 218,701,000 | 219,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 22,014,000 | 43,177,000 | 64,720,000 | 86,387,000 |
| Interest expense | 8,567,000 | 16,660,000 | 23,963,000 | 29,917,000 |
| Net interest income | 13,447,000 | 26,517,000 | 40,757,000 | 56,470,000 |
| Noninterest income | 2,856,000 | -1,864,000 | 2,215,000 | 6,568,000 |
| Noninterest expense | 14,570,000 | 130,083,000 | 145,836,000 | 161,733,000 |
| Provision for loan losses | 11,100,000 | 33,150,000 | 34,875,000 | 37,375,000 |
| Pretax income | -7,068,000 | -136,277,000 | -134,769,000 | -132,573,000 |
| Income tax | -2,719,000 | -14,530,000 | -14,216,000 | -14,283,000 |
| Net income | -4,354,000 | -121,752,000 | -120,568,000 | -118,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 229,915,000 | 208,500,000 | 210,373,000 | 213,221,000 |
| Total capital | 251,186,000 | 229,577,000 | 231,364,000 | 233,822,000 |
| Risk-weighted assets | 1,685,067,000 | 1,658,216,000 | 1,652,345,000 | 1,622,761,000 |