Call reports 2008
BANKTRUST — 2008
What BANKTRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,903,897,000 | 2,122,281,000 | 2,088,295,000 | 2,088,839,000 |
| Total loans | 1,311,230,000 | 1,558,968,000 | 1,521,703,000 | 1,533,805,000 |
| Allowance for loan losses | 18,598,000 | 24,641,000 | 25,116,000 | 30,683,000 |
| Securities available for sale | 211,042,000 | 221,235,000 | 213,132,000 | 218,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,570,341,000 | 1,705,292,000 | 1,688,895,000 | 1,696,616,000 |
| Interest-bearing deposits | 1,350,703,000 | 1,452,652,000 | 1,464,066,000 | 1,450,192,000 |
| Noninterest-bearing deposits | 219,638,000 | 252,640,000 | 224,829,000 | 246,424,000 |
| Equity capital | 262,158,000 | 316,213,000 | 315,658,000 | 312,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 26,765,000 | 58,587,000 | 84,201,000 | 108,535,000 |
| Interest expense | 11,280,000 | 23,478,000 | 33,290,000 | 42,694,000 |
| Net interest income | 15,485,000 | 35,109,000 | 50,911,000 | 65,841,000 |
| Noninterest income | 6,239,000 | 11,804,000 | 15,657,000 | 20,281,000 |
| Noninterest expense | 13,084,000 | 30,612,000 | 46,159,000 | 61,264,000 |
| Provision for loan losses | 1,501,000 | 5,311,000 | 7,174,000 | 15,260,000 |
| Pretax income | 7,146,000 | 11,038,000 | 13,286,000 | 9,784,000 |
| Income tax | 2,619,000 | 3,930,000 | 4,656,000 | 3,235,000 |
| Net income | 4,527,000 | 7,108,000 | 8,630,000 | 6,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,420,000 | 207,651,000 | 208,363,000 | 203,582,000 |
| Total capital | 189,018,000 | 229,516,000 | 229,719,000 | 224,959,000 |
| Risk-weighted assets | 1,496,628,000 | 1,746,438,000 | 1,704,728,000 | 1,700,854,000 |