Call reports 2007
BANKTRUST — 2007
What BANKTRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 842,905,000 | 1,029,028,000 | 998,588,000 | 1,947,417,000 |
| Total loans | 537,376,000 | 746,410,000 | 743,251,000 | 1,359,259,000 |
| Allowance for loan losses | 8,703,000 | 13,779,000 | 13,997,000 | 18,732,000 |
| Securities available for sale | 90,589,000 | 104,502,000 | 102,342,000 | 234,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 682,421,000 | 868,425,000 | 863,852,000 | 1,613,730,000 |
| Interest-bearing deposits | 568,287,000 | 728,154,000 | 724,418,000 | 1,387,821,000 |
| Noninterest-bearing deposits | 114,134,000 | 140,271,000 | 139,434,000 | 225,909,000 |
| Equity capital | 68,925,000 | 112,641,000 | 114,614,000 | 255,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 13,207,000 | 34,704,000 | 51,398,000 | 79,357,000 |
| Interest expense | 6,055,000 | 15,592,000 | 22,836,000 | 35,225,000 |
| Net interest income | 7,152,000 | 19,112,000 | 28,562,000 | 44,132,000 |
| Noninterest income | 1,139,000 | 3,884,000 | 5,917,000 | 13,336,000 |
| Noninterest expense | 4,796,000 | 13,406,000 | 20,155,000 | 34,021,000 |
| Provision for loan losses | 243,000 | 2,503,000 | 3,292,000 | 7,965,000 |
| Pretax income | 3,252,000 | 7,087,000 | 11,033,000 | 15,485,000 |
| Income tax | 1,122,000 | 2,286,000 | 3,514,000 | 4,944,000 |
| Net income | 2,130,000 | 4,801,000 | 7,519,000 | 10,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,323,000 | 88,622,000 | 89,917,000 | 167,309,000 |
| Total capital | 72,983,000 | 98,897,000 | 100,188,000 | 186,041,000 |
| Risk-weighted assets | 611,774,000 | 818,532,000 | 817,990,000 | 1,534,156,000 |