Call reports 2006
BANKTRUST — 2006
What BANKTRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 702,918,000 | 720,748,000 | 733,099,000 | 760,092,000 |
| Total loans | 478,180,000 | 502,212,000 | 517,876,000 | 534,468,000 |
| Allowance for loan losses | 7,218,000 | 7,192,000 | 7,568,000 | 8,534,000 |
| Securities available for sale | 100,790,000 | 97,698,000 | 97,254,000 | 93,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 589,030,000 | 592,650,000 | 615,995,000 | 642,797,000 |
| Interest-bearing deposits | 462,244,000 | 466,578,000 | 493,964,000 | 520,075,000 |
| Noninterest-bearing deposits | 126,786,000 | 126,072,000 | 122,031,000 | 122,722,000 |
| Equity capital | 62,780,000 | 63,155,000 | 65,303,000 | 66,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,860,000 | 22,302,000 | 34,521,000 | 47,069,000 |
| Interest expense | 3,591,000 | 7,639,000 | 12,338,000 | 17,588,000 |
| Net interest income | 7,269,000 | 14,663,000 | 22,183,000 | 29,481,000 |
| Noninterest income | 1,032,000 | 2,100,000 | 3,592,000 | 4,731,000 |
| Noninterest expense | 4,253,000 | 8,430,000 | 12,817,000 | 17,473,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,350,000 | 2,400,000 |
| Pretax income | 3,673,000 | 7,583,000 | 11,608,000 | 14,339,000 |
| Income tax | 1,276,000 | 2,640,000 | 4,050,000 | 4,920,000 |
| Net income | 2,397,000 | 4,943,000 | 7,558,000 | 9,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,772,000 | 60,818,000 | 61,833,000 | 63,194,000 |
| Total capital | 66,404,000 | 67,765,000 | 69,011,000 | 70,630,000 |
| Risk-weighted assets | 529,936,000 | 555,549,000 | 573,880,000 | 593,755,000 |