Call reports 2005
BANKTRUST — 2005
What BANKTRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 658,505,000 | 715,194,000 | 721,160,000 | 726,509,000 |
| Total loans | 461,542,000 | 510,258,000 | 512,507,000 | 487,701,000 |
| Allowance for loan losses | 5,330,000 | 6,107,000 | 6,613,000 | 6,875,000 |
| Securities available for sale | 103,559,000 | 102,115,000 | 96,284,000 | 103,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 563,749,000 | 576,158,000 | 600,743,000 | 607,247,000 |
| Interest-bearing deposits | 417,923,000 | 429,602,000 | 448,728,000 | 471,415,000 |
| Noninterest-bearing deposits | 145,826,000 | 146,556,000 | 152,015,000 | 135,832,000 |
| Equity capital | 59,027,000 | 61,345,000 | 61,851,000 | 62,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,376,000 | 17,666,000 | 27,863,000 | 38,705,000 |
| Interest expense | 1,840,000 | 4,118,000 | 6,904,000 | 10,133,000 |
| Net interest income | 6,536,000 | 13,548,000 | 20,959,000 | 28,572,000 |
| Noninterest income | 989,000 | 2,146,000 | 3,291,000 | 4,394,000 |
| Noninterest expense | 4,158,000 | 8,508,000 | 12,822,000 | 17,234,000 |
| Provision for loan losses | 800,000 | 1,613,000 | 2,264,000 | 3,048,000 |
| Pretax income | 2,638,000 | 5,658,000 | 9,293,000 | 12,813,000 |
| Income tax | 858,000 | 1,860,000 | 3,114,000 | 4,336,000 |
| Net income | 1,780,000 | 3,798,000 | 6,179,000 | 8,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,380,000 | 56,696,000 | 57,977,000 | 58,874,000 |
| Total capital | 60,710,000 | 62,803,000 | 64,590,000 | 65,664,000 |
| Risk-weighted assets | 506,623,000 | 558,836,000 | 559,510,000 | 543,080,000 |