Call reports 2004
BANKTRUST — 2004
What BANKTRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 367,587,000 | 522,206,000 | 599,483,000 | 629,743,000 |
| Total loans | 284,095,000 | 338,907,000 | 426,827,000 | 461,089,000 |
| Allowance for loan losses | 2,926,000 | 3,560,000 | 4,816,000 | 4,764,000 |
| Securities available for sale | 50,004,000 | 104,176,000 | 116,279,000 | 109,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,019,000 | 452,279,000 | 515,030,000 | 536,088,000 |
| Interest-bearing deposits | 240,320,000 | 334,941,000 | 396,407,000 | 414,452,000 |
| Noninterest-bearing deposits | 74,699,000 | 117,338,000 | 118,623,000 | 121,636,000 |
| Equity capital | 35,035,000 | 50,350,000 | 60,104,000 | 59,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,527,000 | 11,686,000 | 21,375,000 | 29,361,000 |
| Interest expense | 800,000 | 2,142,000 | 4,290,000 | 5,923,000 |
| Net interest income | 3,727,000 | 9,544,000 | 17,085,000 | 23,438,000 |
| Noninterest income | 694,000 | 1,866,000 | 3,175,000 | 4,086,000 |
| Noninterest expense | 2,778,000 | 6,697,000 | 11,630,000 | 15,593,000 |
| Provision for loan losses | 171,000 | 445,000 | 1,139,000 | 1,889,000 |
| Pretax income | 1,481,000 | 4,575,000 | 8,038,000 | 10,668,000 |
| Income tax | 477,000 | 1,404,000 | 2,479,000 | 3,329,000 |
| Net income | 1,004,000 | 3,171,000 | 5,559,000 | 7,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,696,000 | 46,448,000 | 54,818,000 | 54,798,000 |
| Total capital | 36,622,000 | 50,008,000 | 59,634,000 | 59,562,000 |
| Risk-weighted assets | 313,614,000 | 393,582,000 | 489,437,000 | 499,068,000 |