Call reports 2003
BANKTRUST — 2003
What BANKTRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 246,228,000 | 269,621,000 | 249,303,000 | 389,372,000 |
| Total loans | 186,675,000 | 191,668,000 | 186,058,000 | 271,920,000 |
| Allowance for loan losses | 2,721,000 | 2,353,000 | 2,134,000 | 2,789,000 |
| Securities available for sale | 31,595,000 | 28,473,000 | 24,965,000 | 52,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,786,000 | 225,262,000 | 208,128,000 | 336,768,000 |
| Interest-bearing deposits | 153,203,000 | 154,456,000 | 158,417,000 | 234,187,000 |
| Noninterest-bearing deposits | 51,583,000 | 70,806,000 | 49,711,000 | 102,581,000 |
| Equity capital | 24,725,000 | 25,201,000 | 25,198,000 | 34,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,988,000 | 6,008,000 | 8,973,000 | 18,216,000 |
| Interest expense | 715,000 | 1,403,000 | 1,993,000 | 3,876,000 |
| Net interest income | 2,273,000 | 4,605,000 | 6,980,000 | 14,340,000 |
| Noninterest income | 576,000 | 1,457,000 | 2,088,000 | 3,768,000 |
| Noninterest expense | 1,782,000 | 3,591,000 | 5,549,000 | 11,269,000 |
| Provision for loan losses | 150,000 | 551,000 | 701,000 | 1,502,000 |
| Pretax income | 992,000 | 1,995,000 | 2,893,000 | 5,438,000 |
| Income tax | 368,000 | 761,000 | 1,104,000 | 1,746,000 |
| Net income | 624,000 | 1,234,000 | 1,789,000 | 3,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,239,000 | 24,649,000 | 24,904,000 | 33,191,000 |
| Total capital | 26,860,000 | 27,002,000 | 27,038,000 | 35,980,000 |
| Risk-weighted assets | 209,573,000 | 211,505,000 | 211,647,000 | 304,067,000 |