Call reports 2002
BANKTRUST — 2002
What BANKTRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 223,599,000 | 230,678,000 | 241,409,000 | 233,527,000 |
| Total loans | 165,326,000 | 175,831,000 | 170,627,000 | 179,122,000 |
| Allowance for loan losses | 2,651,000 | 2,716,000 | 2,778,000 | 2,683,000 |
| Securities available for sale | 31,803,000 | 33,376,000 | 31,109,000 | 35,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,905,000 | 196,933,000 | 210,105,000 | 197,268,000 |
| Interest-bearing deposits | 156,159,000 | 157,404,000 | 168,634,000 | 153,726,000 |
| Noninterest-bearing deposits | 35,746,000 | 39,529,000 | 41,471,000 | 43,542,000 |
| Equity capital | 23,800,000 | 23,755,000 | 24,250,000 | 24,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,165,000 | 6,405,000 | 9,642,000 | 12,757,000 |
| Interest expense | 1,021,000 | 2,035,000 | 2,997,000 | 3,861,000 |
| Net interest income | 2,144,000 | 4,370,000 | 6,645,000 | 8,896,000 |
| Noninterest income | 534,000 | 1,007,000 | 1,494,000 | 2,028,000 |
| Noninterest expense | 1,679,000 | 3,398,000 | 5,124,000 | 6,842,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 879,000 | 1,954,000 | 2,914,000 | 3,861,000 |
| Income tax | 316,000 | 709,000 | 1,059,000 | 1,404,000 |
| Net income | 563,000 | 1,245,000 | 1,855,000 | 2,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,521,000 | 23,328,000 | 23,660,000 | 23,965,000 |
| Total capital | 25,834,000 | 25,801,000 | 26,124,000 | 26,447,000 |
| Risk-weighted assets | 184,697,000 | 197,574,000 | 196,812,000 | 198,382,000 |