Call reports 2001
BANKTRUST — 2001
What BANKTRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 214,747,000 | 216,838,000 | 217,412,000 | 216,991,000 |
| Total loans | 160,992,000 | 161,657,000 | 161,111,000 | 163,502,000 |
| Allowance for loan losses | 2,124,000 | 2,193,000 | 2,219,000 | 2,581,000 |
| Securities available for sale | 35,121,000 | 34,247,000 | 34,519,000 | 32,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,547,000 | 182,427,000 | 186,466,000 | 179,007,000 |
| Interest-bearing deposits | 150,264,000 | 146,424,000 | 147,963,000 | 141,756,000 |
| Noninterest-bearing deposits | 34,283,000 | 36,003,000 | 38,503,000 | 37,251,000 |
| Equity capital | 21,913,000 | 22,564,000 | 23,347,000 | 23,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,070,000 | 8,000,000 | 11,664,000 | 15,001,000 |
| Interest expense | 1,983,000 | 3,762,000 | 5,336,000 | 6,512,000 |
| Net interest income | 2,087,000 | 4,238,000 | 6,328,000 | 8,489,000 |
| Noninterest income | 413,000 | 888,000 | 1,357,000 | 1,901,000 |
| Noninterest expense | 1,498,000 | 3,039,000 | 4,599,000 | 6,137,000 |
| Provision for loan losses | 120,000 | 240,000 | 470,000 | 917,000 |
| Pretax income | 882,000 | 1,871,000 | 2,640,000 | 3,360,000 |
| Income tax | 317,000 | 674,000 | 949,000 | 1,205,000 |
| Net income | 565,000 | 1,197,000 | 1,691,000 | 2,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,617,000 | 22,248,000 | 22,742,000 | 23,206,000 |
| Total capital | 23,741,000 | 24,426,000 | 24,923,000 | 25,402,000 |
| Risk-weighted assets | 170,078,000 | 174,185,000 | 174,451,000 | 175,315,000 |